Friday, September 4, 2020

The Use of Magic in Medieval Literature Essay -- Literature Essays Lit

The Use of Magic in Medieval Literature The idea of enchantment and mysterious animals has been around for quite a while, in any case, in the timespan going from Beowulf to Malory's Arthur, there has been a development in perspectives and the ensuing treatment of enchantment in medieval writing. The conversation of enchantment includes not just the uniqueness among Christian and agnostic custom yet additionally of sexual orientation jobs, most outstandingly in the Arthurian mythos. Beowulf, Marie De France's Bisclavret and Lanval, Sir Gawain and the Green Knight and Sit Thomas Malory's Le Morte D'Arthur include the idea of enchantment and otherworldly animals and thusly, show the treatment of enchantment of their time. In Beowulf, the possibility of enchantment is one that is dreaded and unworldly. It is certainly not a part of ordinary, dignified life. Grendel and his mom are both mystical creatures, and it is very evident that they are obviously not the heroes of the story. Enchantment was an image of intensity, regardless of whether of class or of solidarity, and Grendel and his mom fit into the last classification. Grendel additionally represents a test to the intensity of the decision class. His solitary objective is Hrothgar's extraordinary corridor - It was simple at that point to meet with a man moving himself to a more secure separation to bed in the bothies, for who could be oblivious in regards to the proof of his eyes, the conspicuousness of the lobby watcher's loathe? - obviously, the remainder of the land is very sheltered from evil presences, for example, Grendel(Beowulf 35). Grendel's resistance against weapons and covering stresses the test further. In setting Beowulf in opposition to Grendel, the sonnet additionally recommends that the best way to crush enchantment is with itself. It very well may be expected that Beowulf has a type of extraordinary quality, in spite of the fact that he not glaringly... ...e of medieval society and its compositions. Furthermore, an assessment of enchantment in medieval occasions covers the treatment of religion, yet in addition of sex issues and cultured goals. In spite of this, in any case, it can't be denied that enchantment in medieval writing adds to its novel and particular nature. Works Cited Beowulf The Norton Anthology of English Literature. ed. M.H Abrams. New York: W.W Norton, 2000. De France, Marie. Lanval The Norton Anthology of English Literature. ed. M.H Abrams. New York: W.W Norton, 2000. De France, Marie. Bisclavret . Hwang, Renny. Merlin McNary, Sarah F. Beowulf and Arthur as English Ideals. Writer Lore: A Quarterly of World Literature 6.2 (1894), 528-36. Rise, Brian Edward. Morgan Le Fay Pantheon.org. . Sir Gawain and The Green Knight Trans. Marie Boroff. New York : W.W. Norton, 2001.

Tuesday, August 25, 2020

World Hunger and Our Responsibilities Essay Example For Students

World Hunger and Our Responsibilities Essay As of now, numerous individuals around the globe are starving to death. Would it be a good idea for us to support them? Do we have an ethical commitment to give help? Individuals have totally different perspectives on this point. An assessment of articles by Peter Singer and by John Arthur gives knowledge into two of the a wide range of suppositions concerning the duty the wealthy individuals have to the substantially less lucky individuals. Additionally, these rationalists give clarifications of the ethical obligation of society. In Famine, Affluence and Morality, Peter Singer convinces individuals to help the individuals deprived far and wide. He clarifies that the well off individuals spend a lot of cash on inconsequential belongings, and this cash could assist with sparing lives. Vocalist clarifies, If it is in our capacity to keep something awful from occurring, without along these lines giving up anything of practically identical good significance, we should, ethically, to do it (Singer 836). Therefore, John Arthur contends that we have rights in World Hunger and Moral Obligation. Arthur clarifies, It appears to me, at that point, that a sensible code would expect individuals to help when there is no considerable expense to themselves, that is, when what they are giving up would not mean noteworthy decrease in their own of their families level of joy (Arthur 852). The distinction in the two contentions is the degree to which we should give of ourselves. Artist accepts that we should give until we arrive at the degree of peripheral utility, the level at which by giving more, we would cause more enduring than we would ca lm by the blessing. We will compose a custom paper on World Hunger and Our Responsibilities explicitly for you for just $16.38 $13.9/page Request now Since we are amazingly well off individuals contrasted with the most unfortunate individuals of the world, much guide would be given before the degree of minor utility is reached. Then again, Arthur accepts that we should just while doing so has no noteworthy impact on our family or us. Therefore, giving until the degree of negligible utility is reached would extraordinarily affect any family. One similarity is utilized in the two papers to fortify their contentions. Vocalist says, If I am strolling past a shallow lake and see a youngster suffocating in it, I should swim in and haul the kid out (837). Obviously, by sparing the kid ones garments would get sloppy. In any case, sloppy garments are inconsequential when a childs life can be spared. Vocalist applies this guideline to world craving. The inconsequential things we esteem are immaterial when we could spare lives by relinquishing these things. Then again, Arthur concurs that the kid ought to be spared, yet he doesn't accept that the standard can be applied all around. Arthur clarifies that we could likewise spare an actual existence by giving a kidney or an eye, and by doing so we would not be relinquishing anything of good importance. Be that as it may, ones life can be abbreviated by the gift of an organ. We reserve a privilege to not lose an organ and to not have a troubled life. Arthur clarifies, The explanation behind this is regularly communicated regarding rights; its your body, you reserve a privilege to it, and that weighs against whatever obligation you need to support (849). Another difference between the two scholars concerns the obligation we have to those on the opposite side of the world. Vocalist feels that we have a similar obligation to our neighbor down the road as we do to a Bengali whose name we will never know. The advancement of the world into a worldwide town has made a significant, however still unrecognized, distinction to our ethical circumstance (Singer 837). He accepts that we can simply help a displaced person a great many miles away as we can somebody nearby in our cutting edge society. .ua56622b6accb53ffb01d5c1e2973ab01 , .ua56622b6accb53ffb01d5c1e2973ab01 .postImageUrl , .ua56622b6accb53ffb01d5c1e2973ab01 .focused content region { min-stature: 80px; position: relative; } .ua56622b6accb53ffb01d5c1e2973ab01 , .ua56622b6accb53ffb01d5c1e2973ab01:hover , .ua56622b6accb53ffb01d5c1e2973ab01:visited , .ua56622b6accb53ffb01d5c1e2973ab01:active { border:0!important; } .ua56622b6accb53ffb01d5c1e2973ab01 .clearfix:after { content: ; show: table; clear: both; } .ua56622b6accb53ffb01d5c1e2973ab01 { show: square; change: foundation shading 250ms; webkit-progress: foundation shading 250ms; width: 100%; haziness: 1; progress: mistiness 250ms; webkit-progress: obscurity 250ms; foundation shading: #95A5A6; } .ua56622b6accb53ffb01d5c1e2973ab01:active , .ua56622b6accb53ffb01d5c1e2973ab01:hover { murkiness: 1; progress: darkness 250ms; webkit-change: haziness 250ms; foundation shading: #2C3E50; } .ua56622b6accb53ffb01d5c1e2973ab01 .focused content zone { width: 100%; position: relative ; } .ua56622b6accb53ffb01d5c1e2973ab01 .ctaText { fringe base: 0 strong #fff; shading: #2980B9; text dimension: 16px; textual style weight: striking; edge: 0; cushioning: 0; text-embellishment: underline; } .ua56622b6accb53ffb01d5c1e2973ab01 .postTitle { shading: #FFFFFF; text dimension: 16px; text style weight: 600; edge: 0; cushioning: 0; width: 100%; } .ua56622b6accb53ffb01d5c1e2973ab01 .ctaButton { foundation shading: #7F8C8D!important; shading: #2980B9; outskirt: none; fringe sweep: 3px; box-shadow: none; text dimension: 14px; text style weight: intense; line-tallness: 26px; moz-outskirt range: 3px; text-adjust: focus; text-enrichment: none; text-shadow: none; width: 80px; min-tallness: 80px; foundation: url(https://artscolumbia.org/wp-content/modules/intelly-related-posts/resources/pictures/straightforward arrow.png)no-rehash; position: outright; right: 0; top: 0; } .ua56622b6accb53ffb01d5c1e2973ab01:hover .ctaButton { foundation shading: #34495E!important; } .ua56622b6accb53f fb01d5c1e2973ab01 .focused content { show: table; stature: 80px; cushioning left: 18px; top: 0; } .ua56622b6accb53ffb01d5c1e2973ab01-content { show: table-cell; edge: 0; cushioning: 0; cushioning right: 108px; position: relative; vertical-adjust: center; width: 100%; } .ua56622b6accb53ffb01d5c1e2973ab01:after { content: ; show: square; clear: both; } READ: Stem cell reserch Essay Observers and chiefs conveyed by starvation alleviation associations can guide help to where it is required. Unfavorably, Arthur accepts that the destitute individuals around the globe are not our duty by any means. He clarifies that we have not marked an agreement or made a guarantee with these individuals, thusly, they don't reserve the privilege to get help. On the off chance that we do help, it is basically because of our beneficent soul, not our ethical duty. Artists contention is an intrigue to the altrusive, humane parts of .

Saturday, August 22, 2020

Vladimir Lenin :: Vladimir Lenin Essays

Vladimir Lenin      Vladimir Ilich Lenin was conceived on May 4, 1870. In school, he was exceptionally splendid, and delighted in perusing and compositions of Goethe and Turgenev. Lenin’s father passed on of a cerebral drain and his sibling was hung for plotting to kill Tsar Alexander III. Lenin was at long last acknowledged to the Kazan University where he examined law. He was ousted, and later examined law all alone and breezed through the test in first in a class of 124 individuals in 1891.      In 1895, Lenin ventured out to Switzerland to meet similarly invested Social Democrats. He and Georgi Plekhanov contended over the methods for achieving change in Russia, and in tern prompted the inevitable split of the Social Democratic gathering into Mensheviks and Bolsheviks. Lenin was placed in jail for fifteen months for getting illicit flyers. After he served his term, he was banished to Siberia, and got hitched. They returned to Switzerland in 1900 and began his paper, the Iskra. Lenin made an arrangement with the Germans that he would remove force and pull Russia from the war. Lenin at that point came to control in October 1917.      In 1918, the Mensheviks battled the Bolsheviks, bringing about a Menshevik misfortune. Between 1919 to 1921, typhus pulverized Russia and executed more than 27 million individuals! Vladimir Lenin started the New Economic Plan. This occurred to renew the economy.      In May 1922, Lenin experienced a stroke, and furthermore got one not exactly a year later. He attempted to keep Stalin from succeeding him yet couldn't do as such, because of his keenness. Lenin endured one more stroke before he passed on with a cerebral discharge, much the same as his dad did, on January 21, 1924.      I am agreeable to Lenin’s Bolsheviks, since I like the order and demonstrable skill of a littler gathering contrasted with an inexactly sorted out mass gathering.

The Person I Admire Most Free Essays

THE PERSON I ADMIRE MOST â€Å" If you can’t exceed expectations with ability, triumph with exertion. â€Å" This is the way of thinking my mom consistently holds on, and the direction that drives us through life. In spite of the fact that she is no other than only a typical individual, she holds unique hugeness and has the profound connection with me. We will compose a custom article test on The Person I Admire Most or on the other hand any comparable subject just for you Request Now That is the reason she has consistently been a moving model and the individual I appreciate most in my life. My mom drives an exceptionally straightforward existence with no extravagances. Neither does she has any craving for material additions nor any type of happiness. Work, as she lets me know, is her most noteworthy delight. In spite of the fact that my mom is neither a major VIP nor the figure of national significance, I respect her from the profundities of my heart. I respect her for her scholarly capacity, administration, cordial conduct, thoughtfulness and striking cooking capacity. She gives moral responsibility and backing to mitigate my feelings of trepidation and reinforce my fearlessness when I was gone up against with challenges. She acts simply like a knowing and honest companion to me. A quality that I appreciate most in her will be her sacrificial commitment to us. Her own advantages are of little significance to her where our own are included. The suppers will be prepared at the time we need them. She will forego a decent night’s rest without a mumble, nursing us when we are sick. At whatever point I needed to remain long in the night to get ready for the test, she would wake up to make an espresso for me in the 12 PM. What's more, she comes to check up my room each day when I sleep to guarantee that I rest soundly. Whenever I have struggle with my dad she generally agrees with my position and bolster me. My mother’s unqualified love towards me is incomprehensible. My mom has an undeclared way of thinking and she rehearses as opposed to lecture it. She accepts that obscurity can't drive out haziness; no one but light can do that. In like manner, detest can't drive out detest; no one but love can do that. Remaining by this way of thinking, she frequently pardons our offenses and leads us back to the correct way with incredible persistence and extravagance. What's more, she generally gives out her assets to the destitutes and devastated networks. She reveals to me that in spite of the fact that her assistance appears to be much the same as a drop in the sea, the sea will be less a result of that missing drop. The other factor for being my mom my optimal picture is her scholarly capacity and knowledge. She has the enormous information about the way of life and customs. Despite all the local tasks, she discovers time to peruse books containing instructive worth. Books, she says, are particularly compact enchantment that can enhance your psyches and develop your character. Similarly as we need food to endure, we need perusing to satisfy our spirit. After some time, I gradually came to comprehend what mother truly implies. Through books, I risked to bring an intriguing look into the lives of effective individuals, and figure out how they face the chances. Causing her a deep sense of impact, I start to locate my own reality in books and go to turn into a book darling. To me, the best helps in life isn't to be well off, yet to have a dedicated, benevolent and caring mother. My mom goes about as a sparkling reference point, enlightening the dim to guarantee we reach securely on shore. Her benevolent character regularly causes me to offer my most elevated distinctions towards her. I will value this incredible gift of God, and endeavor against hindrances or difficulties towards progress to satisfy my mother’s long lasting dream. Step by step instructions to refer to The Person I Admire Most, Essay models The Person I Admire Most Free Essays Global law Main articles: Public worldwide law, Conflict of laws, and European Union law Providing a constitution for open universal law, the United Nations framework was concurred during World War II International law can allude to three things: open worldwide law, private universal law or strife of laws and the law of supranational associations. Open universal law concerns connections between sovereign countries. The hotspots for open universal law improvement are custom, practice and bargains between sovereign countries, for example, the Geneva Conventions. We will compose a custom paper test on The Person I Admire Most or on the other hand any comparable subject just for you Request Now Open universal law can be framed by global associations, for example, the United Nations (which was set up after the disappointment of the League of Nations to forestall the Second World War),[21] the International Labor Organization, the World Trade Organization, or the International Monetary Fund. Open global law has an exceptional status as law in light of the fact that there is no universal police power, and courts (e. g. the International Court of Justice as the essential UN legal organ) do not have the ability to punish rebellion. 22] However, a couple of bodies, for example, the WTO, have viable frameworks of restricting discretion and debate goals supported up in terms of professional career sanctions. [23] Conflict of laws (or â€Å"private worldwide law† in common law nations) concerns which locale a legitimate question between private gatherings ought to be heard in and which jurisdiction’s law ought to be applied. Today, organizations are progressively equip ped for moving capital and work flexibly chains across fringes, just as exchanging with abroad organizations, making the topic of which nation has ward considerably additionally squeezing. Expanding quantities of organizations select business mediation under the New York Convention 1958. [24] European Union law is the first and, up until this point, just case of a globally acknowledged lawful framework other than the UN and the World Trade Organization. Given the pattern of expanding worldwide financial combination, numerous territorial agreementsâ€especially the Union of South American Nationsâ€are on target to follow a similar model. In the EU, sovereign countries have accumulated their clout in an arrangement of courts and political foundations. These foundations are permitted the capacity to implement lawful standards both against or for part states and residents in a way which is beyond the realm of imagination through open worldwide law. [25] As the European Court of Justice said during the 1960s, European Union law comprises â€Å"a new lawful request of worldwide law† for the shared social and monetary advantage of the part states. [26] Step by step instructions to refer to The Person I Admire Most, Papers

Friday, August 21, 2020

Reservior Dogs Essay Example | Topics and Well Written Essays - 1750 words

Reservior Dogs - Essay Example They are totally hopeful that the burglary will be fruitful. They are along these lines taken by an unexpected when law authorities rise at the specific spot and time they are executing the arrangement. Over the span of the following showdown with the police, one of their own is murdered with a couple of cops and regular people escape with weapon wounds. At the point when the enduring criminals meet at the assigned meet point after the trial they start to deduce that one of them is filling in as a covert cop. Joe Cabot a wrongdoing organizer contracts five hooligans to ransack a precious stone crowd. Despite the fact that the crooks are practically sure that the arrangement will succeed, the police messed up the burglary. As the lawbreakers pull together in the stockroom to examine the ineffective theft, they contemplate the chance of a set-up. The story is communicated in type of a flashback while Tarantino keeping up a component of tension by not uncovering the real jewel store (Be rardinelli, Repository Dogs). Plot development and foundation Tarantino has utilized a mind boggling plot development which is extremely viable in the advancement of the story line. He has taken out the stockroom setting’s claustrophobia and has rather offered a shimmering foundation on the burglary plot, the covert police officer’s exercises and the thugs’ forceful connections. ... Sally Menke is exceptionally viable at cutting and keeps up the whole scenes firm and the time-hopping plot indisputable. The time hopping plot of the film guarantees that the film is short yet intriguing. A portion of the subtleties particularly the genuine burglary in the precious stone store is kept off-camera. This aides in making a sort of secret in the plot development. In spite of the fact that the film is outstandingly vicious from the principal scene to the last, Tarantino has kept up the encounter between the hooligans and the cops off camera (Berardinelli, Repository Dogs). Since the bungled theft is the significant part on which the film is made, leaving the subtleties unrevealed is a one of a kind method of making anticipation. The chief portrays the showdown and the following outcomes through an exchange between various on-screen characters in the cast. The whole film is shot after the messed up theft and the conversations and riddles confronting the hooligans make the film dazzling. This is consequently not an ordinary wrongdoing film in light of the fact that the critical piece of the showdown between the hooligans and the cops isn't appeared to the crowd. This makes the film unadulterated and characteristic henceforth causing it to show up as a reality (Berardinelli, Repository Dogs). Film position Tarantino figured out how to limit the found secured while making the film by guaranteeing that the throwing took long in one area. This empowered him to spare a great deal on the restricted assets that were accessible to make the film. Creations that are length generally go through a great deal of cash and can be expensive. In Tarantino’s case, time and assets are spared by restricting the developments in shooting and guaranteeing that no time is lost while moving from

Monday, August 3, 2020

Book Riots Deals of the Day for December 24th, 2019

Book Riot’s Deals of the Day for December 24th, 2019 Sponsored by Read Harder Journal, a reading log brought to you by Book Riot. These deals were active as of this writing, but may expire soon, so get them while they’re hot! Todays  Featured Deals Kitchen Confidential by Anthony Bourdain for $1.99. Get it here,  or just click on the cover image below. When Death Becomes Life by  Joshua D. Mezrich for $2.99. Get it here,  or just click on the cover image below. Magic for Liars by Sarah Gailey for $2.99. Get it here,  or just click on the cover image below. Kingdom of Souls by Rena Barron for $1.99. Get it here,  or just click on the cover image below. In Case You Missed Yesterdays Most Popular Deals The Left Hand of Darkness: 50th Anniversary Edition by Ursula K. Le Guin for $1.99. Get it here, or just click on the cover image below. The Only Woman in the Room by Marie Benedict for $1.99. Get it here, or just click on the cover image below. 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Thursday, June 25, 2020

Evaluation Of Mortgages Provided By Is Bank London - Free Essay Example

Aim : To analyse the effectiveness of mortgages plans which play on the economy of Turkey and foreign investments. Objectives : To evaluate the literature related with the theories of mortgage plans and strategies. To evaluate the current mortgage policies implemented by the bank for non- Turkish residents. To do a comparative analysis on mortgages policies for non- Turkish residents by other banks. To evaluate the Conclusions and Recommendations in regards of the mortgages policies by Is Bank London to non- Turkish residents. 2.Abstract This dissertation analyses the effectiveness of mortgage plans which will help foreign residents to acquire property in Turkey. The project will analyse its advantages and disadvantages and its over all benefits to the economy of Turkey. Foreign investments can play an important role in boasting up Turkey`s economy. As Turkey as a nation progresses stably both in terms of economics and to emerge politically and economically, there is ever increasing advantage to profit from property in Turkey. There are various ways with which investment can be done in Turkey; an investor has a choice of location, a choice of investment approach, a choice of target market and certainly an unrivalled choice of property assets. I am particularly interested in planning this project because it will make people realise in London about investing in Turkey can reap of benefits to them as well as will help me to acquire knowledge of this business and will add up to my portfolio. 3.The globalisation of property markets Throughout the 1980s and into the 1990s, property markets in many major urban regions world-wide have became increasingly internationalised. This has been more evident in what regard commercial property markets, and towards the end of the 1980s, especially offices and some sub-sectors of the retail market. In many cities transnational business organisations have become the main end-users of prime commercial property, a greater part of which produced with the involvement of international developers and contractors. Moreover, ownership of prime property has become part of transnational asset portfolios, as investors seek to benefit from the asynchronies of property and business cycles within and across national economies (Sieracki 1993, Vos 1993). The links between the internationalisation of property markets and the progressive globalisation of the economy over the last two decades has been sufficiently demonstrated. The global dimension of many business concerns means that their demand for suitable property spreads over many countries, whereas globally- integrated management systems mean that the demand created by those users has a truly global character and requires an equal response. Perhaps more importantly, the formation of a transnational market for property has been also linked to the deregulation and globalisation of financial markets in the 1980s (Coakley 1994, Ball 1994). Ref: NA. (1999). global players and local markets. The European Expansion of British Property Consultants and the Transformation of Local Property Markets. 10 (3), 10. https://www.nubricks.com/archives/413/property-investment-turkey/ 4.BACKGROUND OF ISBANK Although being a first public bank, Is bank is the biggest private bank in Turkey at the moment. It is ranked by FT (financial times) survey as 102nd in the à ¢Ã¢â€š ¬Ã…“Top 1000 World Banksà ¢Ã¢â€š ¬? in 2008. The bank gives the largest service in Turkey and has 22,473 employees with 1,078 domestic and 27 overseas branches: that 1 is in London, 12 of them are in Germany, 9 branches in Northern Cyprus, 2 in the Netherlands, 1 in France, 1 in Bahrain and 1 branch is in Switzerland. Also it has one representative office in China. It is the first bank that introduced ATM machines to Turkey as a Bankamatik, in 1982. There are several business aims which carry out by financial participations such as investment banking, portfolio management and also leasing private pension. As well as increasing its success, Isbank targets to deliver good quality of product and service. In addition, Isbank has an important role to improve the industrial sector in Turkey which also has a cont ribution portfolio includes most important companies in a variety of business positions. https://www.isbank.co.uk/introduction.html 5.LITERATURE VIEW According to Onur and Cem, Turkey is in the top 20 largest economies in the world it still lacks coherency in it housing finance system. Recently there has been an increased acknowledgement in both the private and public sector for the need to initiate and develop a better system that not only meets the requirements of the economy but also improves and helps expand its economy in similar ways to which European countries have successful done. However Turkey did act quickly to stem the costs it incurred to date due to the lack of such a system. Ref: Housing finance in Turkey, By Onur Ozsan, Oyak Konut and Cem Karakas, 2005 Real estate researches Liam Bailey and Nicolas Barnes of Knight Frank wrote in the Financial Times that Turkeys established and higher value housing markets are worthy of buying or for the serious investor in 2009. The article highlights particular areas of where to invest in property despite property prices surging ahead along with other desirable countries and that the fundamentals like property market infrastructure, accessibility and amenities along with the countries prospects for economic growth all add favourably to the country. They state that the falling global house price situation may be the time to buy. Governments in developing countries now realise that to have a well organised and fully functioning financial system supporting the domestic housing market can be a key component in in funnelling capital into the housing market. This can enable the development of mortgage markets which then begin to tailor products for lower income families and so help to alleviate housing poverty. Ref: The study of mortgage markets in developing economics is receiving increasing academic attention(Lea 1994). There are a number a number of factors leading to differences in the overall size and economic significance of mortgages. These factors include differences in the size and quality of the housing, proportions of owner occupier pr operties against rental properties along with the range of mortgage products available. The domestic legal framework may or may not limit the housing market. In addition to these specific factors, more general factors like the general economic environment and history of the countrys housing market and it financial system as a perception by the population all influence the situation. Lea (2000) describes an evolutionary path for housing financial systems. This usually begins with an informal lending system which over time becomes more formalised leading to the creation of specialized financial institutions. These institutions can be mutual organisations owned by the shareholders or organisations backed by governments in the form of agencies. The end product of the evolutionary path leads to market secularisation and the housing finance system becoming integrated into other financial systems and markets. The different stages of the economy will influence the level of the housing sy stem and so producing significant differences in the system including mortgage designs. Economics of the Mortgage Market: Perspectives on household decision making Leece D,Blackwell Publiching 2004 UK According to Sandes (2005) international mortgage market development varies significantly across countries. These variations are due but not exclusive to factors like the legal system, financial systems and markets, inflation rate and cultural barriers to mortgage markets. In order to develop these markets legal systems need to be modified and the mortgage market created such that affordable products are accessible to the general population. A report published in the European Journal of Social Sciences (2008) stated that between the passing of a new law in Turkey that over six thousand separate overseas possessions connections from January 2006 till July 2006 end were completed which takes the total number of foreign owned properties in Turkey to over 62,500. European Jo urnal of Social Sciences à ¢Ã¢â€š ¬Ã¢â‚¬Å" Volume 7, Number 1(2008) As per the report on properties in Turkey ità ¢Ã¢â€š ¬Ã¢â€ž ¢s been confirmed that after passing of the new law implemented in month of January-July end 2006, there were six thousand separate overseas possessions transactions which was finalised after taking into consideration total possession owned by the foreign nationals in turkey to fit in the .surplus of sixty two thousand five hundred only. Generally mortgages in the UK are better for people looking to borrow relatively small amounts of money and repaying this from a UK income level. The Report: Turkey 2008, Oxford Business Group.(Page 65) 5.Research METHODOLOGY Research methods required for this research will include a combination of both external research methods primary as well as secondary research. Primary research refers to the research which involves collection of original data using an accepted research method from research participants. Primary data is generally that which is collected specifically in pursuit of particular research objectives. It is new and original data which is being used to solve the specific research problem. For this research study, author has chosen to perform primary research with the help of interviewing ISbank official in order to collect data. Secondary Research is an activity whereby no original data is collected, but where the research project draws on existing (secondary) sources alone. Any research activity usually includes secondary research. Secondary data is à ¢Ã¢â€š ¬Ã‹Å"the restà ¢Ã¢â€š ¬Ã¢â€ž ¢ à ¢Ã¢â€š ¬Ã¢â‚¬Å" books, statistical reports from government and other agencies, document s and so on. Secondary data is often used to solve marketing problems quickly and economically without resorting to more expensive and time consuming primary data. Primary data can be obtained by: Survey: Survey will be designed to collect primary data from a sample, with a view to analyzing them statistically and generalizing the results to a population. Surveys are written instruments that ask a series of predetermined questions. In order to identify the consumerà ¢Ã¢â€š ¬Ã¢â€ž ¢s state of mind, it would be better to question the consumers directly through the use of a survey. A survey is required for the accomplishment of the set objectives. The survey will help to gain insights from the cases in the sample. Surveys can be administered in several ways including in person, over the phone, by mail or online. Various methods that will be used to collect research data for the research are listed below. The methods are: Telephone interview: This is a widely used method that will be employed. It is helpful for asking sensitive and complex questions. In this method a long questionnaire can be used for getting quality research data. This will help get people who are available o ver phone. Advantages: The main advantage of telephone interviewing, from the researchers point of view, is that a number of different people can be reached in a relatively short period of time. It eliminates any discomfort that the respondent feels when facing the interviewer. Most of them are less uncomfortable disclosing personal information over the phone than on a face-to-face interview. Disadvantages: A main disadvantage of telephone interviewing is that the respondent could terminate the interview without any initial warning. There is a problem of non-response due to the caller ID problem. Respondents will detect the number and wont respond to the call. This can be prevented by setting up a mutually agreed time Online Questionnaires: Using web based tools a survey can be done to retrieve data from potential respondents. The data obtained can be easily exported to analysis software like Excel for further analysis. It is currently the most widely used survey method. Advantages: It is easy to administer. The respondents can be reached globally. It is a very inexpensive method of survey. It is the most fast delivery medium. Respondents can answer the questionnaires at their convenience like the mail questionnaires. Disadvantages: respondents must be computer literate. Respondents must have access to this online facility. Respondents must be willing to complete the survey. Personal interview: The questionnaire can be presented to respondents wherever they feel convenient. This method is beneficial as it offers high response rates. It is very useful in asking sensitive and complex questions. It is often useful to ask long questionnaire as the interview is conducted in a convenient place of the respondent. Advantages: The main advantage of face-to-face or direct interviews is that the researcher can accommodate the questions as necessary, classify doubts and ensure that the responses are properly understood, by repeating or rephrasing the questions. The researcher can identify nonverbal clues from the respondent. Disadvantages: The main disadvantage of face-to-face interviews is that geographical limitations may impose restrictions on the surveys and the vast resources that would be needed if such surveys need to be done nationally or internationally. Respondents may feel uneasy about their privacy of their responses when they interact face-to-face with the interviewer. Postal Interview: The most commonly used method of distribution which is fairly easy to administer. The questionnaire and the covering letter will be posted to the sample, usually with a prepaid envelope for returning the completed questionnaire. For this medium short questionnaire will be used. Advantages: A wide geographical area can be covered with the use of postal interview. The respondents use their convenience to fill the form at their own pace. Anonymity of respondents is high. Disadvantages: Any doubts that respondents have cannot be clarified. The return rates of mail questionarres are typically low. Follow up procedures for non responses are necessary in postal interviews. Sampling: Survey provides representative information about a group from which sample was drawn. This qualitative research will involve nonrandom sampling or non-probability sampling where everyone in the population will not have an equal chance to be chosen as part of a sample. The non-probability samples provide good estimates of a population characteristic. Target Population: The target population of my sample will include all bank employees of IS bank. The recruitment of individuals for participation will require the selection of individuals who are employees of IS bank. The sample for the research survey will be selected mostly by these methods: Convenience Sampling: This will be used to identify bank employees who are willing and available for the research survey. As most of the bank employees will be working and will not be available for questioning convenience sampling would be a better choice. Snowballing: This sampling method will be used to identify the first participant. Then that first participant will be asked to refer to other participants with similar characteristics. I have used this method to select bank employees and their friends. It is easier to get representatives for research through this method that has same characteristics. Secondary data can be obtained by: Comparative Case studies: I will go through case studies of competitors who are offering mortgage products in the Turkey market. This will help in understanding their strategies and policies. It will also help in understanding about how they achieve their goal. It will also help in identifying the challenges they faced during marketing their products. Comparative Case Studies helps in comparing two industries and understanding their shortfalls. Data analysis methods To analyse the data and get results out of it we have to do data tabulation. We can use mathematical methods for analyses, but once the data is entered into either a spreadsheet or an analysis package like Excel, other possible ways of analysing the data become apparent. We usually begin by attempting to describe particular values, their range, their central tendency, their dispersion around the mean etc.  Ãƒâ€š I will be using many of these methods to conduct data tabulation. Every method has its own advantages and disadvantages. Very simple methods are to analyse the graph and the timelines and then we can move to the complex methods like analyzing the variables. Frequency tables  Ãƒâ€š In this method output show a list of categories (types of response) and the numbers of people responding to each. Sometimes just as a number, sometimes a percentage of the total choosing this response. When building a frequency table for interval variables, categories will usually be grouped (if not the table would probably be too long).  Ãƒâ€š    Bar charts, histograms and pie charts  Ãƒâ€š This method is very important for my research. These are generally used for nominal or ordinal variables, so bars will be separated along the x axis. If using an interval variable, then a histogram would be used rather than a bar chart. It looks very similar but the axis shows a continuous interval range and adjoining à ¢Ã¢â€š ¬Ã…“barsà ¢Ã¢â€š ¬? are not separated.  Ãƒâ€š Contingency tables or cross-tabulations We can set up as a frequency table including column percentages but showing both variables against the chosen categories. If one variable is suspected of being the independent variable, this is shown as a column variable not a row variable. Such tables are used to look for patterns of association in the data.  Ãƒâ€š Statistical significance A way of testing the level of confidence we can have that a probability sampling technique has generated results, which can apply to the full population. To calculate statistical significance, we set up a à ¢Ã¢â€š ¬Ã…“null hypothesisà ¢Ã¢â€š ¬? ie that two variables in the sample are not related. Then decide the level of statistical significance we find acceptable, ie the level of risk that we would reject the null hypothesis (ie say the variables are related) when in fact they were not related We should bear in mind that the likelihood of a statistically significant result will increase with sample size à ¢Ã¢â€š ¬Ã¢â‚¬Å" for the obvious reason that the bigger the sample in relation to the population, the less likely that any analysis on the sample will differ from the population by chance. So if we think there is likely to be low statistical significance, we should increase sample size if possible, to make the analysis more sensitive to statistical significance. Chi Square test  Ãƒâ€š The Chi- square test is also known as à ¢Ã¢â€š ¬Ã‹Å"goodness-of-fità ¢Ã¢â€š ¬Ã¢â€ž ¢ test when analyzing frequencies of responses in a frequency table using cross tabulation. The chi-square test can be used to determine if there is a statistically valid difference in the relationship of data.