The Use of Magic in Medieval Literature Essay -- Literature Essays Lit

The Use of Magic in Medieval Literature The idea of enchantment and mysterious animals has been around for quite a while, in any case, in the timespan going from Beowulf to Malory's Arthur, there has been a development in perspectives and the ensuing treatment of enchantment in medieval writing. The conversation of enchantment includes not just the uniqueness among Christian and agnostic custom yet additionally of sexual orientation jobs, most outstandingly in the Arthurian mythos. Beowulf, Marie De France's Bisclavret and Lanval, Sir Gawain and the Green Knight and Sit Thomas Malory's Le Morte D'Arthur include the idea of enchantment and otherworldly animals and thusly, show the treatment of enchantment of their time. In Beowulf, the possibility of enchantment is one that is dreaded and unworldly. It is certainly not a part of ordinary, dignified life. Grendel and his mom are both mystical creatures, and it is very evident that they are obviously not the heroes of the story. Enchantment was an image of intensity, regardless of whether of class or of solidarity, and Grendel and his mom fit into the last classification. Grendel additionally represents a test to the intensity of the decision class. His solitary objective is Hrothgar's extraordinary corridor - It was simple at that point to meet with a man moving himself to a more secure separation to bed in the bothies, for who could be oblivious in regards to the proof of his eyes, the conspicuousness of the lobby watcher's loathe? - obviously, the remainder of the land is very sheltered from evil presences, for example, Grendel(Beowulf 35). Grendel's resistance against weapons and covering stresses the test further. In setting Beowulf in opposition to Grendel, the sonnet additionally recommends that the best way to crush enchantment is with itself. It very well may be expected that Beowulf has a type of extraordinary quality, in spite of the fact that he not glaringly... ...e of medieval society and its compositions. Furthermore, an assessment of enchantment in medieval occasions covers the treatment of religion, yet in addition of sex issues and cultured goals. In spite of this, in any case, it can't be denied that enchantment in medieval writing adds to its novel and particular nature. Works Cited Beowulf The Norton Anthology of English Literature. ed. M.H Abrams. New York: W.W Norton, 2000. De France, Marie. Lanval The Norton Anthology of English Literature. ed. M.H Abrams. New York: W.W Norton, 2000. De France, Marie. Bisclavret . Hwang, Renny. Merlin McNary, Sarah F. Beowulf and Arthur as English Ideals. Writer Lore: A Quarterly of World Literature 6.2 (1894), 528-36. Rise, Brian Edward. Morgan Le Fay Pantheon.org. . Sir Gawain and The Green Knight Trans. Marie Boroff. New York : W.W. Norton, 2001.

World Hunger and Our Responsibilities Essay Example For Students

World Hunger and Our Responsibilities Essay As of now, numerous individuals around the globe are starving to death. Would it be a good idea for us to support them? Do we have an ethical commitment to give help? Individuals have totally different perspectives on this point. An assessment of articles by Peter Singer and by John Arthur gives knowledge into two of the a wide range of suppositions concerning the duty the wealthy individuals have to the substantially less lucky individuals. Additionally, these rationalists give clarifications of the ethical obligation of society. In Famine, Affluence and Morality, Peter Singer convinces individuals to help the individuals deprived far and wide. He clarifies that the well off individuals spend a lot of cash on inconsequential belongings, and this cash could assist with sparing lives. Vocalist clarifies, If it is in our capacity to keep something awful from occurring, without along these lines giving up anything of practically identical good significance, we should, ethically, to do it (Singer 836). Therefore, John Arthur contends that we have rights in World Hunger and Moral Obligation. Arthur clarifies, It appears to me, at that point, that a sensible code would expect individuals to help when there is no considerable expense to themselves, that is, when what they are giving up would not mean noteworthy decrease in their own of their families level of joy (Arthur 852). The distinction in the two contentions is the degree to which we should give of ourselves. Artist accepts that we should give until we arrive at the degree of peripheral utility, the level at which by giving more, we would cause more enduring than we would ca lm by the blessing. We will compose a custom paper on World Hunger and Our Responsibilities explicitly for you for just $16.38 $13.9/page Request now Since we are amazingly well off individuals contrasted with the most unfortunate individuals of the world, much guide would be given before the degree of minor utility is reached. Then again, Arthur accepts that we should just while doing so has no noteworthy impact on our family or us. Therefore, giving until the degree of negligible utility is reached would extraordinarily affect any family. One similarity is utilized in the two papers to fortify their contentions. Vocalist says, If I am strolling past a shallow lake and see a youngster suffocating in it, I should swim in and haul the kid out (837). Obviously, by sparing the kid ones garments would get sloppy. In any case, sloppy garments are inconsequential when a childs life can be spared. Vocalist applies this guideline to world craving. The inconsequential things we esteem are immaterial when we could spare lives by relinquishing these things. Then again, Arthur concurs that the kid ought to be spared, yet he doesn't accept that the standard can be applied all around. Arthur clarifies that we could likewise spare an actual existence by giving a kidney or an eye, and by doing so we would not be relinquishing anything of good importance. Be that as it may, ones life can be abbreviated by the gift of an organ. We reserve a privilege to not lose an organ and to not have a troubled life. Arthur clarifies, The explanation behind this is regularly communicated regarding rights; its your body, you reserve a privilege to it, and that weighs against whatever obligation you need to support (849). Another difference between the two scholars concerns the obligation we have to those on the opposite side of the world. Vocalist feels that we have a similar obligation to our neighbor down the road as we do to a Bengali whose name we will never know. The advancement of the world into a worldwide town has made a significant, however still unrecognized, distinction to our ethical circumstance (Singer 837). He accepts that we can simply help a displaced person a great many miles away as we can somebody nearby in our cutting edge society. .ua56622b6accb53ffb01d5c1e2973ab01 , .ua56622b6accb53ffb01d5c1e2973ab01 .postImageUrl , .ua56622b6accb53ffb01d5c1e2973ab01 .focused content region { min-stature: 80px; position: relative; } .ua56622b6accb53ffb01d5c1e2973ab01 , .ua56622b6accb53ffb01d5c1e2973ab01:hover , .ua56622b6accb53ffb01d5c1e2973ab01:visited , .ua56622b6accb53ffb01d5c1e2973ab01:active { border:0!important; } .ua56622b6accb53ffb01d5c1e2973ab01 .clearfix:after { content: ; show: table; clear: both; } .ua56622b6accb53ffb01d5c1e2973ab01 { show: square; change: foundation shading 250ms; webkit-progress: foundation shading 250ms; width: 100%; haziness: 1; progress: mistiness 250ms; webkit-progress: obscurity 250ms; foundation shading: #95A5A6; } .ua56622b6accb53ffb01d5c1e2973ab01:active , .ua56622b6accb53ffb01d5c1e2973ab01:hover { murkiness: 1; progress: darkness 250ms; webkit-change: haziness 250ms; foundation shading: #2C3E50; } .ua56622b6accb53ffb01d5c1e2973ab01 .focused content zone { width: 100%; position: relative ; } .ua56622b6accb53ffb01d5c1e2973ab01 .ctaText { fringe base: 0 strong #fff; shading: #2980B9; text dimension: 16px; textual style weight: striking; edge: 0; cushioning: 0; text-embellishment: underline; } .ua56622b6accb53ffb01d5c1e2973ab01 .postTitle { shading: #FFFFFF; text dimension: 16px; text style weight: 600; edge: 0; cushioning: 0; width: 100%; } .ua56622b6accb53ffb01d5c1e2973ab01 .ctaButton { foundation shading: #7F8C8D!important; shading: #2980B9; outskirt: none; fringe sweep: 3px; box-shadow: none; text dimension: 14px; text style weight: intense; line-tallness: 26px; moz-outskirt range: 3px; text-adjust: focus; text-enrichment: none; text-shadow: none; width: 80px; min-tallness: 80px; foundation: url(https://artscolumbia.org/wp-content/modules/intelly-related-posts/resources/pictures/straightforward arrow.png)no-rehash; position: outright; right: 0; top: 0; } .ua56622b6accb53ffb01d5c1e2973ab01:hover .ctaButton { foundation shading: #34495E!important; } .ua56622b6accb53f fb01d5c1e2973ab01 .focused content { show: table; stature: 80px; cushioning left: 18px; top: 0; } .ua56622b6accb53ffb01d5c1e2973ab01-content { show: table-cell; edge: 0; cushioning: 0; cushioning right: 108px; position: relative; vertical-adjust: center; width: 100%; } .ua56622b6accb53ffb01d5c1e2973ab01:after { content: ; show: square; clear: both; } READ: Stem cell reserch Essay Observers and chiefs conveyed by starvation alleviation associations can guide help to where it is required. Unfavorably, Arthur accepts that the destitute individuals around the globe are not our duty by any means. He clarifies that we have not marked an agreement or made a guarantee with these individuals, thusly, they don't reserve the privilege to get help. On the off chance that we do help, it is basically because of our beneficent soul, not our ethical duty. Artists contention is an intrigue to the altrusive, humane parts of .

Vladimir Lenin :: Vladimir Lenin Essays

Vladimir Lenin      Vladimir Ilich Lenin was conceived on May 4, 1870. In school, he was exceptionally splendid, and delighted in perusing and compositions of Goethe and Turgenev. Lenin’s father passed on of a cerebral drain and his sibling was hung for plotting to kill Tsar Alexander III. Lenin was at long last acknowledged to the Kazan University where he examined law. He was ousted, and later examined law all alone and breezed through the test in first in a class of 124 individuals in 1891.      In 1895, Lenin ventured out to Switzerland to meet similarly invested Social Democrats. He and Georgi Plekhanov contended over the methods for achieving change in Russia, and in tern prompted the inevitable split of the Social Democratic gathering into Mensheviks and Bolsheviks. Lenin was placed in jail for fifteen months for getting illicit flyers. After he served his term, he was banished to Siberia, and got hitched. They returned to Switzerland in 1900 and began his paper, the Iskra. Lenin made an arrangement with the Germans that he would remove force and pull Russia from the war. Lenin at that point came to control in October 1917.      In 1918, the Mensheviks battled the Bolsheviks, bringing about a Menshevik misfortune. Between 1919 to 1921, typhus pulverized Russia and executed more than 27 million individuals! Vladimir Lenin started the New Economic Plan. This occurred to renew the economy.      In May 1922, Lenin experienced a stroke, and furthermore got one not exactly a year later. He attempted to keep Stalin from succeeding him yet couldn't do as such, because of his keenness. Lenin endured one more stroke before he passed on with a cerebral discharge, much the same as his dad did, on January 21, 1924.      I am agreeable to Lenin’s Bolsheviks, since I like the order and demonstrable skill of a littler gathering contrasted with an inexactly sorted out mass gathering.

The Person I Admire Most Free Essays

THE PERSON I ADMIRE MOST â€Å" If you can’t exceed expectations with ability, triumph with exertion. â€Å" This is the way of thinking my mom consistently holds on, and the direction that drives us through life. In spite of the fact that she is no other than only a typical individual, she holds unique hugeness and has the profound connection with me. We will compose a custom article test on The Person I Admire Most or on the other hand any comparable subject just for you Request Now That is the reason she has consistently been a moving model and the individual I appreciate most in my life. My mom drives an exceptionally straightforward existence with no extravagances. Neither does she has any craving for material additions nor any type of happiness. Work, as she lets me know, is her most noteworthy delight. In spite of the fact that my mom is neither a major VIP nor the figure of national significance, I respect her from the profundities of my heart. I respect her for her scholarly capacity, administration, cordial conduct, thoughtfulness and striking cooking capacity. She gives moral responsibility and backing to mitigate my feelings of trepidation and reinforce my fearlessness when I was gone up against with challenges. She acts simply like a knowing and honest companion to me. A quality that I appreciate most in her will be her sacrificial commitment to us. Her own advantages are of little significance to her where our own are included. The suppers will be prepared at the time we need them. She will forego a decent night’s rest without a mumble, nursing us when we are sick. At whatever point I needed to remain long in the night to get ready for the test, she would wake up to make an espresso for me in the 12 PM. What's more, she comes to check up my room each day when I sleep to guarantee that I rest soundly. Whenever I have struggle with my dad she generally agrees with my position and bolster me. My mother’s unqualified love towards me is incomprehensible. My mom has an undeclared way of thinking and she rehearses as opposed to lecture it. She accepts that obscurity can't drive out haziness; no one but light can do that. In like manner, detest can't drive out detest; no one but love can do that. Remaining by this way of thinking, she frequently pardons our offenses and leads us back to the correct way with incredible persistence and extravagance. What's more, she generally gives out her assets to the destitutes and devastated networks. She reveals to me that in spite of the fact that her assistance appears to be much the same as a drop in the sea, the sea will be less a result of that missing drop. The other factor for being my mom my optimal picture is her scholarly capacity and knowledge. She has the enormous information about the way of life and customs. Despite all the local tasks, she discovers time to peruse books containing instructive worth. Books, she says, are particularly compact enchantment that can enhance your psyches and develop your character. Similarly as we need food to endure, we need perusing to satisfy our spirit. After some time, I gradually came to comprehend what mother truly implies. Through books, I risked to bring an intriguing look into the lives of effective individuals, and figure out how they face the chances. Causing her a deep sense of impact, I start to locate my own reality in books and go to turn into a book darling. To me, the best helps in life isn't to be well off, yet to have a dedicated, benevolent and caring mother. My mom goes about as a sparkling reference point, enlightening the dim to guarantee we reach securely on shore. Her benevolent character regularly causes me to offer my most elevated distinctions towards her. I will value this incredible gift of God, and endeavor against hindrances or difficulties towards progress to satisfy my mother’s long lasting dream. Step by step instructions to refer to The Person I Admire Most, Essay models The Person I Admire Most Free Essays Global law Main articles: Public worldwide law, Conflict of laws, and European Union law Providing a constitution for open universal law, the United Nations framework was concurred during World War II International law can allude to three things: open worldwide law, private universal law or strife of laws and the law of supranational associations. Open universal law concerns connections between sovereign countries. The hotspots for open universal law improvement are custom, practice and bargains between sovereign countries, for example, the Geneva Conventions. We will compose a custom paper test on The Person I Admire Most or on the other hand any comparable subject just for you Request Now Open universal law can be framed by global associations, for example, the United Nations (which was set up after the disappointment of the League of Nations to forestall the Second World War),[21] the International Labor Organization, the World Trade Organization, or the International Monetary Fund. Open global law has an exceptional status as law in light of the fact that there is no universal police power, and courts (e. g. the International Court of Justice as the essential UN legal organ) do not have the ability to punish rebellion. 22] However, a couple of bodies, for example, the WTO, have viable frameworks of restricting discretion and debate goals supported up in terms of professional career sanctions. [23] Conflict of laws (or â€Å"private worldwide law† in common law nations) concerns which locale a legitimate question between private gatherings ought to be heard in and which jurisdiction’s law ought to be applied. Today, organizations are progressively equip ped for moving capital and work flexibly chains across fringes, just as exchanging with abroad organizations, making the topic of which nation has ward considerably additionally squeezing. Expanding quantities of organizations select business mediation under the New York Convention 1958. [24] European Union law is the first and, up until this point, just case of a globally acknowledged lawful framework other than the UN and the World Trade Organization. Given the pattern of expanding worldwide financial combination, numerous territorial agreementsâ€especially the Union of South American Nationsâ€are on target to follow a similar model. In the EU, sovereign countries have accumulated their clout in an arrangement of courts and political foundations. These foundations are permitted the capacity to implement lawful standards both against or for part states and residents in a way which is beyond the realm of imagination through open worldwide law. [25] As the European Court of Justice said during the 1960s, European Union law comprises â€Å"a new lawful request of worldwide law† for the shared social and monetary advantage of the part states. [26] Step by step instructions to refer to The Person I Admire Most, Papers

Reservior Dogs Essay Example | Topics and Well Written Essays - 1750 words

Reservior Dogs - Essay Example They are totally hopeful that the burglary will be fruitful. They are along these lines taken by an unexpected when law authorities rise at the specific spot and time they are executing the arrangement. Over the span of the following showdown with the police, one of their own is murdered with a couple of cops and regular people escape with weapon wounds. At the point when the enduring criminals meet at the assigned meet point after the trial they start to deduce that one of them is filling in as a covert cop. Joe Cabot a wrongdoing organizer contracts five hooligans to ransack a precious stone crowd. Despite the fact that the crooks are practically sure that the arrangement will succeed, the police messed up the burglary. As the lawbreakers pull together in the stockroom to examine the ineffective theft, they contemplate the chance of a set-up. The story is communicated in type of a flashback while Tarantino keeping up a component of tension by not uncovering the real jewel store (Be rardinelli, Repository Dogs). Plot development and foundation Tarantino has utilized a mind boggling plot development which is extremely viable in the advancement of the story line. He has taken out the stockroom setting’s claustrophobia and has rather offered a shimmering foundation on the burglary plot, the covert police officer’s exercises and the thugs’ forceful connections. ... Sally Menke is exceptionally viable at cutting and keeps up the whole scenes firm and the time-hopping plot indisputable. The time hopping plot of the film guarantees that the film is short yet intriguing. A portion of the subtleties particularly the genuine burglary in the precious stone store is kept off-camera. This aides in making a sort of secret in the plot development. In spite of the fact that the film is outstandingly vicious from the principal scene to the last, Tarantino has kept up the encounter between the hooligans and the cops off camera (Berardinelli, Repository Dogs). Since the bungled theft is the significant part on which the film is made, leaving the subtleties unrevealed is a one of a kind method of making anticipation. The chief portrays the showdown and the following outcomes through an exchange between various on-screen characters in the cast. The whole film is shot after the messed up theft and the conversations and riddles confronting the hooligans make the film dazzling. This is consequently not an ordinary wrongdoing film in light of the fact that the critical piece of the showdown between the hooligans and the cops isn't appeared to the crowd. This makes the film unadulterated and characteristic henceforth causing it to show up as a reality (Berardinelli, Repository Dogs). Film position Tarantino figured out how to limit the found secured while making the film by guaranteeing that the throwing took long in one area. This empowered him to spare a great deal on the restricted assets that were accessible to make the film. Creations that are length generally go through a great deal of cash and can be expensive. In Tarantino’s case, time and assets are spared by restricting the developments in shooting and guaranteeing that no time is lost while moving from

Book Riots Deals of the Day for December 24th, 2019

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Evaluation Of Mortgages Provided By Is Bank London - Free Essay Example

Aim : To analyse the effectiveness of mortgages plans which play on the economy of Turkey and foreign investments. Objectives : To evaluate the literature related with the theories of mortgage plans and strategies. To evaluate the current mortgage policies implemented by the bank for non- Turkish residents. To do a comparative analysis on mortgages policies for non- Turkish residents by other banks. To evaluate the Conclusions and Recommendations in regards of the mortgages policies by Is Bank London to non- Turkish residents. 2.Abstract This dissertation analyses the effectiveness of mortgage plans which will help foreign residents to acquire property in Turkey. The project will analyse its advantages and disadvantages and its over all benefits to the economy of Turkey. Foreign investments can play an important role in boasting up Turkey`s economy. As Turkey as a nation progresses stably both in terms of economics and to emerge politically and economically, there is ever increasing advantage to profit from property in Turkey. There are various ways with which investment can be done in Turkey; an investor has a choice of location, a choice of investment approach, a choice of target market and certainly an unrivalled choice of property assets. I am particularly interested in planning this project because it will make people realise in London about investing in Turkey can reap of benefits to them as well as will help me to acquire knowledge of this business and will add up to my portfolio. 3.The globalisation of property markets Throughout the 1980s and into the 1990s, property markets in many major urban regions world-wide have became increasingly internationalised. This has been more evident in what regard commercial property markets, and towards the end of the 1980s, especially offices and some sub-sectors of the retail market. In many cities transnational business organisations have become the main end-users of prime commercial property, a greater part of which produced with the involvement of international developers and contractors. Moreover, ownership of prime property has become part of transnational asset portfolios, as investors seek to benefit from the asynchronies of property and business cycles within and across national economies (Sieracki 1993, Vos 1993). The links between the internationalisation of property markets and the progressive globalisation of the economy over the last two decades has been sufficiently demonstrated. The global dimension of many business concerns means that their demand for suitable property spreads over many countries, whereas globally- integrated management systems mean that the demand created by those users has a truly global character and requires an equal response. Perhaps more importantly, the formation of a transnational market for property has been also linked to the deregulation and globalisation of financial markets in the 1980s (Coakley 1994, Ball 1994). Ref: NA. (1999). global players and local markets. The European Expansion of British Property Consultants and the Transformation of Local Property Markets. 10 (3), 10. https://www.nubricks.com/archives/413/property-investment-turkey/ 4.BACKGROUND OF ISBANK Although being a first public bank, Is bank is the biggest private bank in Turkey at the moment. It is ranked by FT (financial times) survey as 102nd in the à ¢Ã¢â€š ¬Ã…“Top 1000 World Banksà ¢Ã¢â€š ¬? in 2008. The bank gives the largest service in Turkey and has 22,473 employees with 1,078 domestic and 27 overseas branches: that 1 is in London, 12 of them are in Germany, 9 branches in Northern Cyprus, 2 in the Netherlands, 1 in France, 1 in Bahrain and 1 branch is in Switzerland. Also it has one representative office in China. It is the first bank that introduced ATM machines to Turkey as a Bankamatik, in 1982. There are several business aims which carry out by financial participations such as investment banking, portfolio management and also leasing private pension. As well as increasing its success, Isbank targets to deliver good quality of product and service. In addition, Isbank has an important role to improve the industrial sector in Turkey which also has a cont ribution portfolio includes most important companies in a variety of business positions. https://www.isbank.co.uk/introduction.html 5.LITERATURE VIEW According to Onur and Cem, Turkey is in the top 20 largest economies in the world it still lacks coherency in it housing finance system. Recently there has been an increased acknowledgement in both the private and public sector for the need to initiate and develop a better system that not only meets the requirements of the economy but also improves and helps expand its economy in similar ways to which European countries have successful done. However Turkey did act quickly to stem the costs it incurred to date due to the lack of such a system. Ref: Housing finance in Turkey, By Onur Ozsan, Oyak Konut and Cem Karakas, 2005 Real estate researches Liam Bailey and Nicolas Barnes of Knight Frank wrote in the Financial Times that Turkeys established and higher value housing markets are worthy of buying or for the serious investor in 2009. The article highlights particular areas of where to invest in property despite property prices surging ahead along with other desirable countries and that the fundamentals like property market infrastructure, accessibility and amenities along with the countries prospects for economic growth all add favourably to the country. They state that the falling global house price situation may be the time to buy. Governments in developing countries now realise that to have a well organised and fully functioning financial system supporting the domestic housing market can be a key component in in funnelling capital into the housing market. This can enable the development of mortgage markets which then begin to tailor products for lower income families and so help to alleviate housing poverty. Ref: The study of mortgage markets in developing economics is receiving increasing academic attention(Lea 1994). There are a number a number of factors leading to differences in the overall size and economic significance of mortgages. These factors include differences in the size and quality of the housing, proportions of owner occupier pr operties against rental properties along with the range of mortgage products available. The domestic legal framework may or may not limit the housing market. In addition to these specific factors, more general factors like the general economic environment and history of the countrys housing market and it financial system as a perception by the population all influence the situation. Lea (2000) describes an evolutionary path for housing financial systems. This usually begins with an informal lending system which over time becomes more formalised leading to the creation of specialized financial institutions. These institutions can be mutual organisations owned by the shareholders or organisations backed by governments in the form of agencies. The end product of the evolutionary path leads to market secularisation and the housing finance system becoming integrated into other financial systems and markets. The different stages of the economy will influence the level of the housing sy stem and so producing significant differences in the system including mortgage designs. Economics of the Mortgage Market: Perspectives on household decision making Leece D,Blackwell Publiching 2004 UK According to Sandes (2005) international mortgage market development varies significantly across countries. These variations are due but not exclusive to factors like the legal system, financial systems and markets, inflation rate and cultural barriers to mortgage markets. In order to develop these markets legal systems need to be modified and the mortgage market created such that affordable products are accessible to the general population. A report published in the European Journal of Social Sciences (2008) stated that between the passing of a new law in Turkey that over six thousand separate overseas possessions connections from January 2006 till July 2006 end were completed which takes the total number of foreign owned properties in Turkey to over 62,500. European Jo urnal of Social Sciences à ¢Ã¢â€š ¬Ã¢â‚¬Å" Volume 7, Number 1(2008) As per the report on properties in Turkey ità ¢Ã¢â€š ¬Ã¢â€ž ¢s been confirmed that after passing of the new law implemented in month of January-July end 2006, there were six thousand separate overseas possessions transactions which was finalised after taking into consideration total possession owned by the foreign nationals in turkey to fit in the .surplus of sixty two thousand five hundred only. Generally mortgages in the UK are better for people looking to borrow relatively small amounts of money and repaying this from a UK income level. The Report: Turkey 2008, Oxford Business Group.(Page 65) 5.Research METHODOLOGY Research methods required for this research will include a combination of both external research methods primary as well as secondary research. Primary research refers to the research which involves collection of original data using an accepted research method from research participants. Primary data is generally that which is collected specifically in pursuit of particular research objectives. It is new and original data which is being used to solve the specific research problem. For this research study, author has chosen to perform primary research with the help of interviewing ISbank official in order to collect data. Secondary Research is an activity whereby no original data is collected, but where the research project draws on existing (secondary) sources alone. Any research activity usually includes secondary research. Secondary data is à ¢Ã¢â€š ¬Ã‹Å"the restà ¢Ã¢â€š ¬Ã¢â€ž ¢ à ¢Ã¢â€š ¬Ã¢â‚¬Å" books, statistical reports from government and other agencies, document s and so on. Secondary data is often used to solve marketing problems quickly and economically without resorting to more expensive and time consuming primary data. Primary data can be obtained by: Survey: Survey will be designed to collect primary data from a sample, with a view to analyzing them statistically and generalizing the results to a population. Surveys are written instruments that ask a series of predetermined questions. In order to identify the consumerà ¢Ã¢â€š ¬Ã¢â€ž ¢s state of mind, it would be better to question the consumers directly through the use of a survey. A survey is required for the accomplishment of the set objectives. The survey will help to gain insights from the cases in the sample. Surveys can be administered in several ways including in person, over the phone, by mail or online. Various methods that will be used to collect research data for the research are listed below. The methods are: Telephone interview: This is a widely used method that will be employed. It is helpful for asking sensitive and complex questions. In this method a long questionnaire can be used for getting quality research data. This will help get people who are available o ver phone. Advantages: The main advantage of telephone interviewing, from the researchers point of view, is that a number of different people can be reached in a relatively short period of time. It eliminates any discomfort that the respondent feels when facing the interviewer. Most of them are less uncomfortable disclosing personal information over the phone than on a face-to-face interview. Disadvantages: A main disadvantage of telephone interviewing is that the respondent could terminate the interview without any initial warning. There is a problem of non-response due to the caller ID problem. Respondents will detect the number and wont respond to the call. This can be prevented by setting up a mutually agreed time Online Questionnaires: Using web based tools a survey can be done to retrieve data from potential respondents. The data obtained can be easily exported to analysis software like Excel for further analysis. It is currently the most widely used survey method. Advantages: It is easy to administer. The respondents can be reached globally. It is a very inexpensive method of survey. It is the most fast delivery medium. Respondents can answer the questionnaires at their convenience like the mail questionnaires. Disadvantages: respondents must be computer literate. Respondents must have access to this online facility. Respondents must be willing to complete the survey. Personal interview: The questionnaire can be presented to respondents wherever they feel convenient. This method is beneficial as it offers high response rates. It is very useful in asking sensitive and complex questions. It is often useful to ask long questionnaire as the interview is conducted in a convenient place of the respondent. Advantages: The main advantage of face-to-face or direct interviews is that the researcher can accommodate the questions as necessary, classify doubts and ensure that the responses are properly understood, by repeating or rephrasing the questions. The researcher can identify nonverbal clues from the respondent. Disadvantages: The main disadvantage of face-to-face interviews is that geographical limitations may impose restrictions on the surveys and the vast resources that would be needed if such surveys need to be done nationally or internationally. Respondents may feel uneasy about their privacy of their responses when they interact face-to-face with the interviewer. Postal Interview: The most commonly used method of distribution which is fairly easy to administer. The questionnaire and the covering letter will be posted to the sample, usually with a prepaid envelope for returning the completed questionnaire. For this medium short questionnaire will be used. Advantages: A wide geographical area can be covered with the use of postal interview. The respondents use their convenience to fill the form at their own pace. Anonymity of respondents is high. Disadvantages: Any doubts that respondents have cannot be clarified. The return rates of mail questionarres are typically low. Follow up procedures for non responses are necessary in postal interviews. Sampling: Survey provides representative information about a group from which sample was drawn. This qualitative research will involve nonrandom sampling or non-probability sampling where everyone in the population will not have an equal chance to be chosen as part of a sample. The non-probability samples provide good estimates of a population characteristic. Target Population: The target population of my sample will include all bank employees of IS bank. The recruitment of individuals for participation will require the selection of individuals who are employees of IS bank. The sample for the research survey will be selected mostly by these methods: Convenience Sampling: This will be used to identify bank employees who are willing and available for the research survey. As most of the bank employees will be working and will not be available for questioning convenience sampling would be a better choice. Snowballing: This sampling method will be used to identify the first participant. Then that first participant will be asked to refer to other participants with similar characteristics. I have used this method to select bank employees and their friends. It is easier to get representatives for research through this method that has same characteristics. Secondary data can be obtained by: Comparative Case studies: I will go through case studies of competitors who are offering mortgage products in the Turkey market. This will help in understanding their strategies and policies. It will also help in understanding about how they achieve their goal. It will also help in identifying the challenges they faced during marketing their products. Comparative Case Studies helps in comparing two industries and understanding their shortfalls. Data analysis methods To analyse the data and get results out of it we have to do data tabulation. We can use mathematical methods for analyses, but once the data is entered into either a spreadsheet or an analysis package like Excel, other possible ways of analysing the data become apparent. We usually begin by attempting to describe particular values, their range, their central tendency, their dispersion around the mean etc.  Ãƒâ€š I will be using many of these methods to conduct data tabulation. Every method has its own advantages and disadvantages. Very simple methods are to analyse the graph and the timelines and then we can move to the complex methods like analyzing the variables. Frequency tables  Ãƒâ€š In this method output show a list of categories (types of response) and the numbers of people responding to each. Sometimes just as a number, sometimes a percentage of the total choosing this response. When building a frequency table for interval variables, categories will usually be grouped (if not the table would probably be too long).  Ãƒâ€š    Bar charts, histograms and pie charts  Ãƒâ€š This method is very important for my research. These are generally used for nominal or ordinal variables, so bars will be separated along the x axis. If using an interval variable, then a histogram would be used rather than a bar chart. It looks very similar but the axis shows a continuous interval range and adjoining à ¢Ã¢â€š ¬Ã…“barsà ¢Ã¢â€š ¬? are not separated.  Ãƒâ€š Contingency tables or cross-tabulations We can set up as a frequency table including column percentages but showing both variables against the chosen categories. If one variable is suspected of being the independent variable, this is shown as a column variable not a row variable. Such tables are used to look for patterns of association in the data.  Ãƒâ€š Statistical significance A way of testing the level of confidence we can have that a probability sampling technique has generated results, which can apply to the full population. To calculate statistical significance, we set up a à ¢Ã¢â€š ¬Ã…“null hypothesisà ¢Ã¢â€š ¬? ie that two variables in the sample are not related. Then decide the level of statistical significance we find acceptable, ie the level of risk that we would reject the null hypothesis (ie say the variables are related) when in fact they were not related We should bear in mind that the likelihood of a statistically significant result will increase with sample size à ¢Ã¢â€š ¬Ã¢â‚¬Å" for the obvious reason that the bigger the sample in relation to the population, the less likely that any analysis on the sample will differ from the population by chance. So if we think there is likely to be low statistical significance, we should increase sample size if possible, to make the analysis more sensitive to statistical significance. Chi Square test  Ãƒâ€š The Chi- square test is also known as à ¢Ã¢â€š ¬Ã‹Å"goodness-of-fità ¢Ã¢â€š ¬Ã¢â€ž ¢ test when analyzing frequencies of responses in a frequency table using cross tabulation. The chi-square test can be used to determine if there is a statistically valid difference in the relationship of data.

Perls Value Among Programming Languages 2019

Practical Extraction and Report Language (PERL) is a general purpose programming language developed for text manipulation and a wide range of tasks including system administration, web development and network programming. It was created by Larry Wall, who received an Excellence in Programming Award in March of 1996 for the development of this product. PC Magazine named Perl a finalist for its 1998 Technical Excellence Award in the Development Tool category. Larry Wall was trained as a linguist, and the design of Perl is very much formed by linguistic principles. Perl favors language constructs that are natural for humans to read and write. Its syntax reflects the idea that things that are different should look different. Procedural, functional and object-oriented programming paradigms are supported by Perl programming. A programmer is not forced to choose a particular program to use Perl. The fact that it is listed in the Oxford English Dictionary is a testament to the universal appeal and usage of this language. .u632fe4b2a234b012d7689b49fa3e204c { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -moz-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -o-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -webkit-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); text-decoration:none; } .u632fe4b2a234b012d7689b49fa3e204c:active, .u632fe4b2a234b012d7689b49fa3e204c:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u632fe4b2a234b012d7689b49fa3e204c { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u632fe4b2a234b012d7689b49fa3e204c .ctaText { font-weight:bold; color:inherit; text-decoration:none; font-size: 16px; } .u632fe4b2a234b012d7689b49fa3e204c .post Title { color:#000000; text-decoration: underline!important; font-size: 16px; } .u632fe4b2a234b012d7689b49fa3e204c:hover .postTitle { text-decoration: underline!important; } READ A Multi-Purpose Degree - Bachelor's in BusinessThe Supported Operating systems for Perl are Unix, Macintosh, Windows, VMS and many more. Perl takes the best features from other languages, such as C and BASIC. It supports third-party databases, including Oracle, Sybase, MySOL and others. It works with HTML, XML and other languages. Perl is the most popular web programming language due to its text manipulation capabilities and rapid development cycle. It is widely known as the duct-tape of the Internet. When it is embedded into web servers it speeds up processing by as much as 2000%, and it can handle encrypted Web data, including e-commerce transactions. It is also used as a glue language tying together systems and interfaces that were not specifically designed to interoperate. It is widely used in finance and bioinformatics, where it can handle large data sets and third party modules. It is distributed with some 90,000 functional tests. These run as part of the normal build process to ensure that bugs are not introduced. .u7d76f02cca780463113f8bf101db2854 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -moz-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -o-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -webkit-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); text-decoration:none; } .u7d76f02cca780463113f8bf101db2854:active, .u7d76f02cca780463113f8bf101db2854:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u7d76f02cca780463113f8bf101db2854 { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u7d76f02cca780463113f8bf101db2854 .ctaText { font-weight:bold; color:inherit; text-decoration:none; font-size: 16px; } .u7d76f02cca780463113f8bf101db2854 .post Title { color:#000000; text-decoration: underline!important; font-size: 16px; } .u7d76f02cca780463113f8bf101db2854:hover .postTitle { text-decoration: underline!important; } READ RN to Bachelor of Science in Nursing 10 Highest Paying Nursing Specialties in ColoradoHands On IT Training Nationwide has a five-day course in Perl programming offered in several cities around the country. It is a hands on course providing a thorough introduction, teaching course attendees how to develop and maintain portable scripts useful for system management, data manipulation and Web programming. There is extensive practice in report creation, pattern matching, string manipulation and debugging operations. The Perl Journal estimates that there are over 1,000,000 Perl users and more than 200 Perl user groups existing on six continents. That demonstrates the practical, easy to use nature of the language. It supports both procedural and object-oriented programming and has powerful built-in support for text processing. All of these features make it a true pearl among the programming languages. Related ArticlesAn Introduction to Computer ProgrammingPut Creative Talents to Use with a Bachelors Degree in Interior DesignThe History of the C Programming LanguageProgramming in JavaComputer Science Career OptionsTo C or Not To C That is the Programming Question .u8c9086ff97ee9d5fbc67540765e62120 { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#eaeaea; border:0!important; border-left:4px solid #34495E!important; box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -moz-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -o-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); -webkit-box-shadow: 0 1px 2px rgba(0, 0, 0, 0.17); text-decoration:none; } .u8c9086ff97ee9d5fbc67540765e62120:active, .u8c9086ff97ee9d5fbc67540765e62120:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .u8c9086ff97ee9d5fbc67540765e62120 { transition: background-color 250ms; webkit-trans ition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .u8c9086ff97ee9d5fbc67540765e62120 .ctaText { font-weight:bold; color:inherit; text-decoration:none; font-size: 16px; } .u8c9086ff97ee9d5fbc67540765e62120 .postTitle { color:#000000; text-decoration: underline!important; font-size: 16px; } .u8c9086ff97ee9d5fbc67540765e62120:hover .postTitle { text-decoration: underline!important; } READ Getting a Paralegal Degree Online

The roles of pride and prejudice in Pride and Prejudice

Becoming an immediate success in the contemporary novel public in early nineteenth century, Pride and Prejudice has proved to be the most popular of Jane Austens novels and remains a classic masterpiece two centuries later. The title itself describes the underlying theme of the book. Pride and prejudice, intimately related in the novel, serve as challenges to the cherished love story of Darcy and Elizabeth. It is interesting to see how these two nice people were blinded before realizing that they are an ideal couple. Material for situations, characters and themes in Jane Austen?s novels are founded in her own surroundings ? countryside, parishes, neighborhood. Although written in her early twenties, Pride and Prejudice reflects†¦show more content†¦He is torn between the desire to speak out his deep love and the wish to avoid an intimate relationship with Elizabeth. However, he has done it and once again his great pride of wealth and high position allows him to believe that she will accept his proposal in spite of the fact that she has shown no care nor affection towards him. Moreover, he rudely speaks about the inferiority of her connections and his reservation about proposing to her because of them. ?His sense of her inferiority? of its being a degradation? of the family obstacles which judgment had always opposed to inclination, were dwelt on with a warmth which seemed due to the consequence he was wounding, but was very unlikely to recommend his suit.? (ch.34), ?Could you expect me to rejoice in the inferiority of your connections to congratulate myself on the hope of relations, whose condition in life is so decidedly beneath my own (ch.34). Darcy?s fierce pride is such a barrier to his own passionate love for Elizabeth. Elizabeth also misjudges Darcy on a poor first impression. As one of the most favourable heroines in English literature, Elizabeth is lovely, energetic and intelligent and she is proud of her ability of judging people. Nevertheless, her quick perceptions of Darcy have led her astray and prevented her from seeing his good sides. ?From the very beginning ? from the first moment, I may almost say ? of my acquaintanceShow MoreRelatedGender Roles for Women in Pride and Prejudice897 Words   |  4 PagesAva Cotliar Cockrill English 10 B 2 Ferbruary 2011 Gender Roles for Women in Pride and Prejudice The novel Pride and Prejudice represents life in the middle and upper classes in the 19th century. Jane Austen, the author, does an excellent job of differentiating the status and roles that people play. Georgiana Darcy, the Bennet sisters, and Charlotte Lucas are limited in their opportunities because of their social class, gender, and birthright. Being born into a high social class leavesRead MoreEssay On Gender Roles In Pride And Prejudice750 Words   |  3 Pagesromantic novel Pride and Prejudice by Jane Austen, Mrs. Bennet, Charlotte Lucas, and Caroline Bingley are three characters that fit completely into the gender roles of their time period. These three share a common interest of marrying a man, and almost handing their free will away at the expense of security in life. These characters would rather be sheep on a farm than expose their true feelings and become the one that leads the mob, not the one following everyone else. Many characters in Pride and PrejudiceRead MoreThe Role of First Impressions in Pride and Prejudice Essay509 Words   |  3 PagesThe Role of First Impressions in Pride and Prejudice First impressions play a very important role in Pride and Prejudice. The narrative describes how the prejudices and first impressions (especially those dealing with pride) of the main characters change throughout the novel. From the beginning of the book in chapter 1, we see that Mrs. Bennet lives in a mercenary society where her whole life revolves around money. This shows in her eagerness to meet Bingley. She isRead MoreDiscovering a Woman’s Role in Society in Pride and Prejudice Essay1226 Words   |  5 PagesThroughout the early 1800s, British women often played a subordinate role in society, flexed by many obligations, laws, and the superior males. A young woman’s struggle for independence and free will can often be compared to a life of servitude and slavery. Women were often controlled by the various men in their lives; whether it be father, brother or the eventual husband. 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When Elizabeth shows up to the Bingley’s in a muddy dressRead More The Role of Women in the Society Depicted by Jane Austen in Pride and Prejudice3125 Words   |  13 PagesThe Role of Women in the Society Depicted by Jane Austen in Pride and Prejudice Pride and Prejudice is a novel which based in truth, explores relationships between young men and women two hundred years ago. It is not difficult for the reader to comprehend Jane Austen?s point of view, but she presents her arguments in a subtle way. Not only is it an admirable story of love lost and found, with an eventual happy ending, it also tells us a vast amount about society at the time. This, howeverRead MorePride and Prejudice - Analytical Essay1023 Words   |  5 PagesAnalytical Essay: Pride Prejudice The progress between Elizabeth’s and Darcy’s relationship, in Jane Austen’s novel Pride and Prejudice (1813) illustrates and explores several the key themes in the novel. Their relationship highlights class expectations, pride and prejudice, and marriage, and how they play a major role in determining the course of their association. These are outlined through their first prejudiced dislike of each other when they first meet, the stronger feelings for ElizabethRead More Essay on the Deeper Meaning of Pride and Prejudice1578 Words   |  7 PagesThe Deeper Meaning of Pride and Prejudice       While Pride And Prejudice is demonstrably concerned with the subject of love, from Lydias physical passion for Wickham, through Janes slightly too patient and undemanding feelings for Bingley, to Elizabeths final perfect match with Darcy, it would be doing the novel and its author a great injustice to assume that it is merely a love story, and has no other purpose or design. The scope of the novel is indeed much wider than a serious interestRead MoreJane Austen s Pride And Prejudice1055 Words   |  5 PagesPride and Prejudice vs. The Lizzie Bennet Diaries The Lizzie Bennet Diaries You Tube web series is a version of Jane Austen’s Pride and Prejudice that has expanded the book by Austen so well that the characters are very different from the book. Picture Jane Austen’s classic novel Pride and Prejudice did not take place in 19th century England, and instead took place in 21st century California. Would our smart, honest character Elizabeth Bennet be a graduate student with a hobby for video bloggingRead MoreF.Scott Fitzgeralds The Great Gatsby Comparison and Contrasted with Jane Austens Pride and Prejudice1708 Words   |  7 Pagesmeaning for other texts. An example of this is Jane Austens Pride and Prejudice, this novel is more easily understood when it is compared and contrasted to other literature works, such as F. Scott Fitzgeralds The Great Gatsby. The aspects of the two novels that can be compared and contrasted are the plot development, characterisation, setting, narrative point of view, writers context and themes and issues. The plot of Pride and Prejudice is about a lower upper class woman in the 18th century

Civil War Began in 1787 - 886 Words

Civil war began in 1787? Though the Civil War itself did not begin in 1787, many events from that point lead up to it. Such events like the creation of the â€Å"Northwest Ordinance of 1787†. The Northwest Ordinance of 1787 was a system of government for the territory North of Ohio. In these territories slavery would be prohibited. While in the south cotton was becoming very profitable after the invention of the cotton gin in 1793. The southern economy depended solely on cotton production. They needed cheap labor, which meant a lot of slaves. Northern economy was based more on industries rather than agriculture. The north industry would buy the raw cotton and turn into finished goods. So since the south was based on a plantation system†¦show more content†¦Compromise of 1850 was created by Henry Clay and others to deal with the balance between slave and Free states, northern and southern interest. One of the provisions was the Fugitive Slave Act. All runaway slaves were, upon capture, to be returned to their masters. In 1852 Harriet Beecher Stowe published Uncle Tom s Cabin. Sympathy began for the abolitionists and against slavery and slave holders. In 1854 the Nebraska Act created two new territories that would allow the states to use popular sovereignty to determine whether they would free or slave. The real issues were in Kansas where proslavery Missourians began to pour into the state to help force it to be slave. These â€Å"Border Ruffians† caused a fight in Lawrence called â€Å"bleeding Kansas† John Brown was a white man who hated slavery. He was very religious and thought slavery was against what the bible says. He was a mean and violent man. He thought that the only way to end slavery was with violence. On October 10, 1856 John Brown and group of black and white people, including his sons, rode into the small village in Virginia. The village name was Harper s Ferry. They had lots of weapons and stole even more. They attacked people at railroad station and took some of them hostage. The people in town fought backShow MoreRelatedThe American Revolution And The Civil War1567 Words   |  7 Pagesthose same ramifications led to what we know as the American Civil War. While it may be difficult to distinguish whether or not the Civil War was an inevitable consequence of the American Revolution due to lack of correlating evidence, there are certain decisions and events that would highlight the causes and their correlation to the Civil War. This essay will put into perspective the happenings that ultimately caused the Civil War, how it compared to the happenings of the American RevolutionRead MoreChristopher Columbus : What It America?983 Words   |  4 Pagesletter from the thirteen American colonies (at the time), then at war with Great Britain, regarded themselves as thirteen newly independent sovereign states, and no longer a part of the British Empire. 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Ho wever, in order to do so, the convention had to compromise on many issues instead of addressing them with all due haste. This caused the convention to leave many issues unresolved. Most notably were the issues of slavery, race, secession, and states’ rights. Through the Civil War and the Reconstruction, these issues were resolved, and in the process the powers of the federal government wereRead MoreDifferences Between The Articles Of Confederation And The Constitution1162 Words   |  5 Pageslight to the Revolutionary War by the Continental Congress. The Articles proved to be a very weak Constitution, and that lead to the writing of the United States Constitution. The Articles of Confederation failed because there was not enough power given to the Congress or the National Government. They also could not make taxes so our nations economy stayed in debt. The Constitution began being drafted on July 24, 1787, and it was finally completed on September 17, 1787. 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Introduction to Business Essay - 1478 Words

Review Questions 1. What factors contribute to the rapid pace of change in business? Is the pace likely to accelerate or decrease over the next decade? Why? Factors that contribute to the rapid pace of change in business are Natural Resources, Capital, Human Resources, and Entrepreneurship. It is said that it will likely accelerate over the next decade because of the economic stimulus package designed to not only create jobs, but also to build infrastructure. 2. What role does entrepreneurship play in the economy? Who stands to gain from the success of individual entrepreneurs? How do other parties benefit? The role of entrepreneurship in the economy of a country is to inspire new business ventures that support wealth†¦show more content†¦A nonprofit organization is an organization that does not distribute its surplus funds to owners or shareholders, but instead uses them to help pursue its goals. Therefore, people involved with NPOs do not make money for themselves. 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Business Strategy Simulation Analysis Free Essays

The actions build into my strategic plan to achieve competitive success with my strategy were to: 1. Offer a wide variety of products in order to give consumers more choices and appeal to the diverse preferences of a larger consumer base. This was to be accomplished by increasing the number of models produced at both the North American (NA) and Asia-Pacific (AP) plants for sale in the internet and wholesale segments in all four regions. We will write a custom essay sample on Business Strategy Simulation Analysis or any similar topic only for you Order Now 2. Offer attractive, high-quality products that will hold up to wear and tear in order to provide consumers with increased value. This was to be achieved by using a higher percentage of superior materials versus standard materials for production, incorporating more enhanced styling features into the products, and investing heavily in Six Sigma/TQM programs to improve the quality of the workmanship that went into the products and to reduce the number of defects. 3. Offer products at a price that is reasonable and considerably lower than that of rivals offering shoes of similar style and quality. This was to be accomplished by managing production costs and  setting a lower profit margin. To manage production costs, the majority of the products were to be produced at the AP plant and shipped to the other regions. Due to the lower production costs at the AP plant, the company would still be able to achieve the target profit margin even with the additional costs of shipping the products to the other regions. Since the costs of production in the NA plant were significantly higher, the additional costs of shipping to the other regions would not allow the company to offer the products at the lower cost. Therefore, most of the product from the NA plant were to be sold in that region to avoid the additional shipping costs. Additionally, production costs were to be managed by increasing the number of products produced per employee and reducing the number of rejects through investment in best practices training, higher base wages, and increased incentive pay to the employees for improved and increased production. The selling price for each product was to be kept the same and increase only slightly each year in order to increase and maintain a loyal customer base through consistently reasonable pricing. The actions built into my strategic plan to achieve financial success with my strategy were to: 1. Reduce production costs through improved efficiency of operations. This would be accomplished by investing heavily in Six Sigma/TQM programs in order to improve the quality of workmanship that went into every product. Better quality production reduces the likelihood that customers will end up with defective, low-quality products that could severely damage the company’s image. Additionally, by investing in best practices training for the employees and offering higher base wages and incentive pay, the plan was to increase the number of products produced per employee and reduce the number of units ultimately rejected. Increasing employee production allows the company to create more product with the same amount of resources and improving the quality of their work reduces the amount of resources wasted on rejected units. 2. Take a conservative approach in financing operations. This was to be achieved by reducing the amount of debt and not taking any unnecessary financial risks. To reduce the amount of debt, the plan was to have the company pay off loans early in order to save monthly interest expenses. To avoid taking financial risks, the company was to use financial resources to improve the capacity and performance of the existing NA and AP  plants rather than invest in new plants in other regions. The other objective of these action plans was to increase the company’s financial rating so that future financing could be obtained at reduced interest rates should the need arise to finance the construction of a new plant. †¢ Why you selected the strategy you used The reason I selected the Best-Cost Provider Strategy for Kix Footwear was two-fold. First, the competitive strategy of offering a wide variety of attractive, high-quality shoes was based on what consumers, such as myself, would like to see from a shoe manufacturer. As a middle-income consumer, I work hard to earn the money I have and my disposable income is limited. When I shop for shoes I want to have a variety of shoes to choose from that are well-made and will last without sacrificing style or having to secure a loan to purchase them. The large majority of consumers are also middle-income and I wanted to target the largest market. Therefore, I decided that my strategy would be to provide consumers more value for their money. I planned to achieve this by producing and offering a large number of models to satisfy the need for more choices and to incorporate more enhanced styling features into each model, use higher quality materials, and invest in Six Sigma/TQM programs in order to improve the attractiveness and quality of the shoes produced. My strategy to maintain reasonable prices was to invest in best practices training and offer higher base wages and incentive pay to employees in order to increase the number of pairs produced per employee and reduce the number of rejected pairs, thereby reducing the production costs per pair. Secondly, the financial strategy of reducing production costs and taking a conservative approach to financing operations was based on improving profit margins and managing risks. Therefore, my strategy to reduce production costs and improve profit margins was to invest in best practices training and offer higher base wages and incentive pay to employees in order to increase the number of pairs produced per employee and reduce the number of rejected pairs, thereby reducing the production costs per pair. With lower production costs per pair, the company would be able to retain more of the  revenue generated from sales resulting in an increased profit margin. My strategy to manage risks was to reduce the company’s debt obligations by repaying loans early and not incurring any further debt unless absolutely necessary. To avoid further debt, the strategy was to maintain a cash flow sufficient to pay expenses as they came due without having to obtain short-term financing and to increase production capacity by improving or expanding existing production facilities rather than by constructing new facilities in other regions. 1. Evaluate the effectiveness of your strategy. The effectiveness of my Best-Cost Provider Strategy to provide consumers with a wide variety of attractive, high-quality products at an affordable price by using better materials, improving efficiency, and taking a conservative approach to financing operations was fairly successful. With the exception of the first and final years, Kix Footwear was one of the top three companies in the industry. As the game began, Kix started out in 5th place overall with slight increases in Earnings Per Share (EPS) of $0.02, Return on Equity (ROE) of 1.3%, and Stock Price of $0.42/share. By the end of the second year (Year 12), the company had more moderate increases of $2.33 in EPS, 8.3% in ROE, and $56.15/share in Stock Price, putting me 3rd place overall with a +13 point change from Year 11. Kix maintained its standing in 3rd place throughout the game until the final year, occasionally sharing it with Company E. The final EPS for Kix Footwear at the end of the game (Year 18) was $9.08, an increase of $6.39 overall; ROE increased 4.2% to a final score of 19.2%; and the Stock Price in the final year was $172.67/share which was an increase of $140.67/share. While my strategy for Kix Footwear was fairly successful, I believe that the company’s performance could have been better if I had been more willing to take financial risks. My attempts to increase production capacity were not as effective as I had hoped, causing my company to lose many sales to my competitors with the foresight to build additional capacity at the onset of  the game. Additionally, I underestimated the competition’s aggressiveness in obtaining celebrity endorsements and was too risk-averse to bid high, which resulted in my initial bids to be incredibly low compared to those of my competitors. Ultimately, I was not able to obtain celebrity endorsements immediately due to my low bids, which hurt my image and cost me sales. Due to my setbacks in failing to adequately increase capacity and obtain celebrity endorsements, I lost focus on my original deliberate strategy and began implementing a reactive strategy based on mimicking the actions of the 1st and 2nd place competitors. I reduced the number of models I offered and raised my prices substantially, both of which are directly in conflict with my initial strategy. Mimicking the strategy of a rival is rarely successful and did not prove to be so in this situation. As a result of this change in strategy, the company slipped slightly in Year 14, with EPS falling from $5.08 to $4.57, ROE decreasing from 20.4% to 16.0%, and Stock Prices slipping from $96.87/share to $83.20/share. I immediately realized my error and returned to my original strategy by offering more models at lower prices. The outcome was that I was able to regain my competitive advantage the following year (Year 15) and my scores reflected this as EPS rose to $6.03, ROE to 18.7%, and Stock Prices to $105.63. C. Evaluate your ability to identify competitors’ strengths, weaknesses, and strategies during the simulation. My ability to identify my competitors’ strengths, weaknesses, and strategies during the simulation were at first not as good as I had hoped they would be. My focus at the beginning of the game remained only on those companies that were ahead of me or directly below me. The other companies did not factor into my strategic decision-making and, as a result, I lost out on a vital purchase of additional capacity at the beginning of the game which set me back slightly. Additionally, because of my failure to monitor my external environment, I was taken by surprise when Company E gained ground in Year 13, coming from 6th place to being tied for 3rd place with me. I realized at that point, that it was necessary to watch all of my competitors, not just the ones that I wanted to surpass. An ambitious company can make significant  changes to their strategy and overcome rivals quickly. For a company to maintain a competitive edge, it is important to closely monitor the external environment in order to identify competitors with the ambition, capabilities, and resources necessary to pose a real threat and prepare a strategy to protect against that threat. As the game continued my ability to identify competitor strengths, weaknesses, and strategies improved. I watched the behaviors of all of the companies, not just the most successful ones, and made strategic decisions based on taking advantage of weaknesses in my competitors in order to gain their market shares and adjusting my strategy to take advantage of consumer preference trends. For example, I noted that there were a lot of sales in the wholesale segment were lost in all of the four regions by companies that were offering products for the private-label segment. I decided to avoid the private-label segment because the profit margin was less than in the internet and wholesale segments and to provide as much product as I could to those segments in order to gain the market shares of those companies supplying the private label segment. Additionally, there was more production capacity available than there was demand and this continued to be more pronounced each year. Therefore, rather than create more capacity through new construction, I decided to increase my capacity by purchasing it from other companies. With this increased capacity, I was able to better meet the demands of the wholesale and internet segments in all four regions without the monthly interest expense of a construction loan. The results were that I had fewer lost sales in the wholesale segment than those companies offering product for the private-label segment, achieved higher levels of sales revenue, and received an A+ credit rating. 1. Discuss how successful you were in predicting your competitors’ next moves. My success in predicting my competitors’ next moves was initially very good and then began to lag as the game continued. I believe that my initial success was due to the fact that every company was starting out in exactly the same position and faced with identical market conditions. Therefore, I simply predicted that my competitors, in reviewing and analyzing the same market conditions as I, would come to the same or similar conclusions and react in much the same way as I would. Regardless of the strategy each company wanted to execute, the fact remained that production costs were less in the AP plants than in the NA plants. So I predicted that most of the companies would concentrate their production in the AP region and ship to the other regions. I also assumed that most of the companies would raise their prices, a few would keep them the same, and that none were likely to lower prices. My predictions were accurate enough during the first two years that I received bonus points for being so close. As the game progressed, I was not as successful in predicting the moves of my competitors. I believe the first cause for this outcome was the fact that I was focusing only on the actions of the companies that were ahead of me of just below me rather than monitoring the entire external environment. I failed to recognize the importance of watching all of my rivals in order to identify potential threats to my market share. My predictions, therefore, were essentially my predictions for only those 3 or 4 successful competitors as a group, not the entire industry as a whole. Additionally, as the game continued, I found it difficult to find enough time to analyze each company properly given the time constraints. There was very little time between years for analysis and decision-making and, coupled with working full-time and family obligations, I only had enough time to perform a cursory review and analysis before entering my decisions in order to meet the deadlines. I believe that given more time, I would have been able to more accurately predict my competitors’ moves within the game. D. Discuss how sustainable the most dominant competitive advantage achieved by any company within your industry was. I believe that the most dominant competitive advantage achieved by any company within the industry was very sustainable. The top company within the industry, Company B, achieved competitive advantage by building capacity within the first two years and continuing to build throughout the game in all four regions; winning and maintaining celebrity endorsements year after year; and by investing significantly in advertising. This strategy was about  taking significant risks and it resulted in increased buyer demand, product differentiation, and perceived value. Company B had the capability of producing more product in all four regions than any of the other companies in the industry and enabled them to better meet the increasing demand for their product due to their successful advertising campaigns and celebrity endorsements. They were also able to eliminate all costs associated with shipping product from one region to another, which the other companies were not able to do. This company was able to maintain a 1st place standing overall throughout the game, with the exception of Year 13. By immediately increasing capacity and doing so in all four regions, Company B was able to increase production to meet increasing demand and eliminate the additional operating costs of shipping product from one region to another, keeping production costs down and increasing profit margins. The company also managed to successfully win bids for celebrity endorsements by the second year and maintain a high level of celebrity contracts throughout the game by bidding high. These celebrity endorsements, along with significant investments in advertising campaigns, allowed the company to boost consumer demand, increase product differentiation, enhance consumer perceived value, and command a higher price for their product. This company shot to the top of the industry immediately by taking advantage of market conditions through aggressive strategy and risk-taking. Once at the top, the company was able to sustain their competitive advantage by building on their strengths of increased capacity and demand. Increased capacity allowed the company to gain market shares from those companies unable to meet demand and demand for their product was created through numerous celebrity endorsements and considerable advertising. E. Compare the selected strategy to three following tests of a winning strategy: The generic competitive strategy that I selected for Kix Footwear was to provide consumers with a wide variety of attractive, high-quality products at an affordable price by using better materials, improving efficiency, and taking a conservative approach to financing operations. A winning strategy can be determined by applying three tests; The Fit Test, The Competitive Advantage Test, and The Performance Test. The Fit Test To pass The Fit Test, a company’s strategy must fit the current situation, both internally and externally. Internally, the company must be able to execute the strategy with their available resources and current capabilities. For a good external fit, the strategy must be aligned with the current market conditions. I believe that my strategy passed The Fit Test because it was a good fit internally and an adequate fit externally. Internally, my strategy was based on improving the resources available to me and building on our capabilities, such as existing facilities and current employees. My strategy consisted of investing in improvements to existing facilities in order to increase capacity and investing in enhancements to my labor force through best practices training and higher base wages and incentive pay in order to retain their valuable knowledge and experience. My strategy from an external standpoint was only adequate. As it turned out, industry demand rose much higher than I expected and my strategy to increase capacity through improving existing facilities was not enough to keep up or get ahead. As a result I lost sales to those competitors with enough courage to take risks and build additional capacity. The loss of sales due to being out of stock damaged my company’s image and affected future sales. My reactive strategy to loss of sales due to insufficient capacity was to purchase capacity from other competitors in the industry. This allowed my company the ability to better meet demand and lose fewer sales due to being out of stock. As a result, my company was able to regain the 3rd place position in the industry and remain there until the final year. †¢ The Competitive Advantage Test For a strategy to pass The Competitive Advantage Test it must be capable of  helping the company achieve a sustainable competitive advantage. To be considered sustainable, a company’s competitive advantage over rivals must be long-lasting and not just a brief period of exceptional performance. My company’s strategy throughout the game was to provide a wide variety of high quality shoes for a reasonable price, which was followed each year with the exception of Year 14. During this year, I lost focus and changed my strategy to mimic those of the companies ahead of me, resulting in considerable losses. I returned to my original strategy in Year 15 and saw significant increases, returning my company to its former position in 3rd place where it remained until the final year. The ability to remain within the top 3 companies in the industry for the bulk of the game and have steadily increasing sales revenues each year speaks to the sustainability of my company’s competitive advantage and, therefore, I believe that my strategy passed The Competitive Advantage Test.   The Performance Test The Performance Test requires that a winning strategy result in strong company performance. Indications of strong company performance are profitability and market standing. I believe my company’s strategy passed The Performance Test because it resulted in excellent profitability and good market standing. In terms of profitability, my company experienced consistent increases in net revenue each year and, with the exception of Year 14, showed a steady increase in EPS. Additionally, ROE met or exceeded investor expectations every year and unit sales in both the internet and wholesale markets increased steadily each year with the exception of the final year. In terms of market standing, my company maintained a global market share of between 8% to 10% throughout the game, met or exceeded investor expectations for image rating every year starting in Year 14, and remained one of the top 3 companies in the industry until the final year. F. Explain how effectively you applied value chain analysis during the simulation. My effectiveness in applying value chain analysis during the simulation was fairly good, but I failed to recognize the reasons for my competitor’s success in the beginning and it cost my company image points, resulting in less market share. As the game began, I analyzed what my competitors were doing to add value for their consumers and my conclusion was that they were increasing capacity so that they could provide more product in each region without the additional costs of shipping from one region to another. What I failed to realize is that, in addition to building capacity, they were also building demand for their shoes through product differentiation and increasing consumer perceived value. This was accomplished by investing heavily in advertising and placing high bids for and winning celebrity endorsement contracts. Since I was unable to secure any celebrity endorsement contracts immediately and my competitors were offering the same number of models with the same S/Q rating as my company, I tried to create more value for my customers by increasing the number of models I produced, increasing the amount of enhanced styling, and raising my product’s S/Q rating. My analysis of my competition also revealed that they had an advantage in that they were able to provide better value to consumers by producing locally in order to avoid shipping charges and costs lower. To create more value for my consumers in this activity, I purchased more capacity in the AP region because the production costs there were much lower than those in the NA region and, even with the additional costs of shipping product to the EA and LA region, I would still be able to provide my customers with high quality shoes at a reasonable price as well as achieve a healthy profit margin. G. Evaluate how effectively you addressed three important issues in order to achieve competitive and financial success for your simulation company. Model availability My effectiveness in addressing model availability in order to achieve competitive and financial success for Kix Footwear was very good. I initially kept the number of models consistent the first year (Year 10), but quickly realized that without the advantages of having celebrity endorsements I needed to offer something to consumers that would differentiate my product, provide more value to my customers, and give me a competitive edge. To achieve these objectives, I increased the number of models I produced and offered for sale as well as increased the style and quality above that of my competitors. As a result, despite not being able to obtain very many celebrity endorsements, consumer demand and sales rose enabling Kix Footwear to come from 5th place in Year 11 to 3rd place in Year 12, remaining there until the final year, and showed steady increases in sales revenue throughout the simulation. Corporate Citizenship My effectiveness in addressing corporate citizenship in order to achieve competitive and financial success for Kix Footwear was dismal at first and improving only slightly by the end of the simulation. When I began the simulation I did not pay much attention to the corporate citizenship aspects of decision –making, but due to my falling image rating and inability to obtain celebrity endorsements, I turned my attention to corporate citizenship. I invested in using recycled materials throughout the simulation, then began making small charitable donations, increasing it slightly each year. Towards the end of the simulation, in an attempt to further boost my image rating I began investing in ethics training and enforcement. While the efforts did boost my company’s image slightly, I believe I could have demonstrated better corporate citizenship and realized better competitive and financial success by increasing my attention to this area. Fiscal responsibility My effectiveness in addressing fiscal responsibility was very good during the simulation, but not excellent. I was very focused on eliminating all outstanding debt to avoid the monthly interest expenses and achieve an A+ credit rating in preparation for the possibility of needing capital in the future at a lower interest rate. While this aspect of my strategy was quite effective and I believe that my credit rating helped boost the company’s attractiveness to investors in that the credit risk was very low, my company  should have been putting the available capital to use to increase investment earnings. Rather than simply sitting on the available capital, the company should have invested it in order to increase investor’s return on equity. In that respect, I feel that I was not effective in addressing fiscal responsibility. How to cite Business Strategy Simulation Analysis, Papers